Florida Hurricane Mitigation Techniques and Inspection

Wind mitigation inspections in Florida are high stakes evaluations that directly impact insurance premiums, regulatory compliance, and professional liability. A single selection on the Uniform Mitigation Verification Inspection Form can significantly affect a homeowner’s financial outcome and an inspector’s risk exposure. Florida law requires licensed home inspectors to complete continuing education focused specifically on hurricane mitigation and proper completion of the OIR-B1-1802 form, and this course fulfills that requirement.

Beyond compliance, this course strengthens your technical knowledge, improves decision making in the field, and reduces professional risk. Through real world scenarios, insurer interpretation insights, and analysis of common errors, you will gain practical, code grounded guidance for accurately completing wind mitigation inspections.

By the end of this course, you will be able to:

• Explain the statutory and regulatory framework governing wind mitigation inspections in Florida, including the relationship between sections 468.8316 and 627.711, Florida Statutes.
• Describe the evolution of Florida’s building codes, including the significance of the 2001 Florida Building Code and the High Velocity Hurricane Zone, and how those historical developments influence mitigation credits today.
• Recall how to accurately interpret and complete each section of the current OIR-B1-1802 Uniform Mitigation Verification Inspection Form, including Building Code Compliance, Roof Covering, Roof Deck Attachment, Roof-to-Wall Attachment, Roof Geometry, Secondary Water Resistance, and Opening Protection.
• Describe how to apply proper field verification techniques for nail size, nail spacing, connection hardware, glazing identification, product approvals, and documentation review.
• Identify common inspection errors that result in lost credits, rejected forms, insurance audits, and professional liability exposure, and implement strategies to avoid those errors.
• Identify the documentation and photographic evidence required to substantiate mitigation credits and defend your inspection conclusions.
• Recall how to apply the current 2026 Uniform Mitigation Verification Inspection Form accurately in real-world inspection scenarios.